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Things I don’t really care about are bill pay (I use our bank), reports, budgets, and charts and graphs for anything outside the investments section of the app.As such, I can’t vouch for how well any of these three programs handle those tasks.It looks very busy, but once you get into an account, the view is much cleaner than Moneydance: This view can also be infested with icons, but those can (thankfully) be disabled in the app’s preferences.In the register view, each entry is two rows, but the alternating background is also two rows, making it easy to see each transaction at a glance.Yes, I was using an eleven-year-old app to track our family’s spending and investments. Basically because it worked (most of the time), and I didn’t like any of the alternatives, which I would occasionally test. In addition to its 32bitness, it had other issues: The UI was tiny and horrid, the windows never opened where I closed them (Moom‘s saved layouts to the rescue!), and online access to my accounts was nearly non-existent.Worst of all, it would crash on occasion, necessitating rebuilding all my data files. After reviewing lists of alternatives—and asking on Twitter—I focused on three apps: Bantivity, Moneydance, and Quicken 2018 for Mac.
I’ve been using Quicken in some form since 1994, but stopped with Quicken 2007—I found the newer versions worse than Quicken 2007, so I never upgraded.
And while that doesn’t inherently make it bad, Java’s generic “write once for many platforms” code shows itself in a few places: The Preferences window doesn’t look anything like a native Mac app window, and the buttons in the app are definitely not mac OS-style buttons.
Performance-wise, the app feels a bit slow; it takes a couple of seconds to open an account in a new window after double-clicking its entry in the account list.
When Quicken 2018 was released as a subscription product, I tweeted my displeasure with the change, as I have a big issue with “software as a service.” But as I dug into the app, I discovered that their subscription isn’t really a subscription: If you stop subscribing, you can still use the app to enter and track financial data; you just lose access to the online components and Quicken’s support services.
That allayed my fears of needing to subscribe forever, just so I wouldn’t lose access to my financial data.